Best DCF software

The best DCF software for individual investors

The best DCF software depends on how much control you want. For full control of every assumption, a spreadsheet plus Aswath Damodaran's free valuation templates is still the benchmark, and Wisesheets automates the data entry into Excel or Google Sheets from $60/yr. For adjustable web-based DCFs, AlphaSpread runs bear, base, and bull cases with sensitivity analysis on a free tier and modest paid plans. TIKR's guided builder models scenarios inside a data terminal, though it is P/E-multiple based rather than a true DCF. Brief Equity is the pick when models should sit inside your research: full DCF and EV/EBITDA driven by your assumptions, Bear/Base/Bull scenarios, sensitivity tables, Monte Carlo, and saved snapshots, next to the feed and notes where the thesis develops.

By The Brief Equity Team · Published

The best pick for each use-case

Full control over every assumption

Best pick: Excel or Google Sheets + Damodaran templates

Aswath Damodaran's free spreadsheet models (FCFF, FCFE, dividend discount, and specialized variants) remain the gold standard for learning and control: every cell is yours to inspect and change. The cost is manual data entry and upkeep.

Automating the data into your spreadsheet

Best pick: Wisesheets

An Excel and Google Sheets add-in that pulls statements, metrics, and prices, with up to 30 years of history, from $60/yr (as of July 2026). You keep the spreadsheet workflow and lose the copy-paste.

Adjustable web DCFs without a spreadsheet

Best pick: AlphaSpread

An automated DCF you can actually steer: adjust discount rate, growth, and margins, flip between bear, base, and bull cases, and read a sensitivity analysis. A free tier covers a few reports a week; paid plans start around $12/mo billed annually (as of July 2026).

A guided scenario builder inside a data terminal

Best pick: TIKR

Its valuation builder pre-fills analyst consensus, recalculates instantly, and runs Bull/Base/Bear cases from a free tier. Honest caveat: it is earnings-times-exit-multiple, not a discounted-cash-flow or EV/EBITDA model.

Models inside your research workspace

Best pick: Brief Equity

Full DCF and EV/EBITDA models with your own drivers, Bear/Base/Bull scenarios, sensitivity matrices, Monte Carlo distributions, and snapshots you revisit as the thesis evolves, one click from the feed, notes, and ownership data on the same stock.

At a glance: who wins each capability

CapabilityBest pickWhy
PriceDamodaran templatesFree spreadsheets from the source that teaches valuation; your only cost is time.
Zero manual data entryAlphaSpreadFully automated inputs with adjustable assumptions; Wisesheets automates data but you still build the model.
Spreadsheet data automationWisesheetsStatements and metrics straight into Excel or Sheets from $60/yr.
Learning how valuation worksDamodaran templatesNothing teaches the mechanics like a model where every formula is visible.
Scenarios, Monte Carlo, and saved snapshotsBrief EquityBear/Base/Bull, sensitivity, simulation, and model history in one workspace.
Models connected to notes and a research feedBrief EquityThe model sits beside the filings, transcripts, and notes that justify its inputs.

Every price and competitor detail here is checked against its source before we publish. Read our editorial policy for how we research and correct these pages.

Who Brief Equity is for

It is for you if…

  • Investors who value companies themselves and want assumptions they control.
  • Researchers who keep models, notes, and sources together per company.
  • Spreadsheet modelers tired of re-keying financials.

Look elsewhere if…

  • Modelers building bespoke LBO or merger models; a spreadsheet stays the right tool.
  • Screen-first investors who want fair values computed for them at scale; automated tools cover that.
  • Anyone who never opens the assumptions; a data site with an automated fair value is enough.

Spreadsheets are still the benchmark

Nothing has displaced the spreadsheet for control. Damodaran's free templates cover FCFF, FCFE, dividend discount, and special cases like financial firms and high-growth companies, and modifying them is how many investors actually learned valuation. The honest downsides are manual data entry, version sprawl, and models that quietly rot between updates.

Data add-ins close the biggest gap. Wisesheets pulls statements, metrics, and long histories directly into Excel or Google Sheets, so the spreadsheet stays the modeling surface while the re-keying disappears.

Web DCFs: automated vs. adjustable

Automated fair values, like the consensus-driven DCF behind Simply Wall St, compute the same way for every stock with no user input; useful as a screen, not as your model. AlphaSpread sits in the useful middle: automated data with assumptions you can actually change, scenario cases, and sensitivity output.

GuruFocus also offers an adjustable two-stage DCF calculator, though it comes bundled inside a data platform starting at $549/yr, which only makes sense if you want the platform. On the terminal side, TIKR's guided builder is the most usable scenario tool, with the P/E-multiple caveat above.

Models inside the workspace

Brief Equity treats the model as part of the research record. You set revenue, margin, and discount drivers, run Bear/Base/Bull scenarios, read sensitivity matrices, and push the inputs through a Monte Carlo simulation to see a distribution instead of a point estimate. Snapshots preserve each version as the thesis changes.

Because the model lives beside the feed and your notes, the loop stays short: a transcript comment about margins is one capture away from the note, and one click from the model input it should change.

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Frequently asked questions

What is the best DCF software for individual investors?
For full control, a spreadsheet with Damodaran's free templates, plus Wisesheets if you want the data automated. For adjustable web DCFs, AlphaSpread. For models inside a research workspace with scenarios, Monte Carlo, and snapshots, Brief Equity.
Can I build a DCF for free?
Yes. Damodaran's spreadsheet templates are free and comprehensive, and AlphaSpread's free tier covers a few automated reports a week with adjustable assumptions. Free tiers on TIKR and others add guided scenario tools.
Can I do a DCF without Excel?
Yes. Web tools like AlphaSpread run adjustable DCFs in the browser, and Brief Equity builds full DCF and EV/EBITDA models with scenarios and Monte Carlo, no spreadsheet involved.
Does TIKR have real DCF models?
Its builder is guided and genuinely useful, with Bull/Base/Bear cases pre-filled from consensus, but by its own framing it values on earnings times an exit P/E multiple, not discounted cash flows or EV/EBITDA.
What makes Brief Equity's models different?
They are full DCF and EV/EBITDA models you drive end to end, with Bear/Base/Bull scenarios, sensitivity matrices, Monte Carlo distributions, and saved snapshots, and they sit inside the same workspace as the feed, notes, and ownership data informing them.

Brief Equity is built by investors, for investors. We weigh these tools the way we would for our own portfolios, with the trade-offs spelled out and the segments we lose left in. For research, not investment advice; market data is delayed. Competitor details reflect public information at the time of writing and can change. Verify current pricing and features on each provider’s site.

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